Transforming Adversity into Financial Fulfilment and Work-Life Balance with Dwight Heck

From his humble beginnings as a paperboy to becoming a prominent financial planner, Dwight Heck shares his transformative journey on the Everlasting Fulfillment Podcast. As a single dad of five, living paycheck to paycheck, Dwight's story is one of resilience and reinvention. With a nudge from a trusted friend, he pivoted from a career in electronics engineering and computer consulting to the financial services industry, overcoming significant health challenges along the way. Dwight's unwavering determination and successful navigation through financial certification exams exemplify the profound capacity for personal and professional transformation.

The conversation shifts gears to the modern work landscape, highlighting Belgium's adaptation to remote work amid lingering employer distrust. We dissect the cultural variances in workplace dynamics and trust, particularly between Europe and other regions. The narrative uncovers the challenges high achievers face in maintaining equilibrium between their professional ambitions and personal lives. Through engaging dialogue, the discussion emphasizes the necessity of prioritizing family and self-care, revealing how the inability to disconnect can strain personal relationships and health. Strategies are explored to help listeners reassess their priorities for healthier work-life integration.

In a world of relentless pursuit for success, Dwight illuminates the path to achieving a balanced life through the creation of residual income. Sharing insights on leveraging business success to invest in passive income streams, he underscores the joy of time bought back and the importance of spending on memories rather than mere material impressiveness. Inspired by Steven Covey's Seven Habits, Dwight invites listeners to reflect on what truly matters in life. For those seeking further guidance, he offers a gateway via his website, giveaheck.com, to delve into his coaching and financial education opportunities. This episode promises a wealth of insights into living a life rich with purpose and fulfillment.

https://giveaheck.com/

https://dw

Sponsored by Nico Van de Venne CommV

Chapters

• 0:00 Financial Success and Personal Fulfillment
• 11:44 Balancing Work and Life Priorities
• 16:22 Achieving Success Through Balance
• 27:04 Creating Residual Income and Memories

Transcript

Dwight: 0:00

All the money in the world and a high achiever wanting to do stuff won't matter if they don't have some concrete ideas. What is their purpose in life? What are they looking to achieve? So again back to that. I work with that Like we need to figure that out, because if you don't, you're just gonna. You can be a high achiever the rest of your life and if you're still so focused on growing, you're not even thinking about what you should do with your money as a high achiever.

Nico: 0:34

Let me invite you to sit back, drop your jaw, tongue and shoulders, take a deep breath and feel the beat within In a few seconds.

Nico: 0:46

you just jumped from your head to your heart and felt the beat within, opening up to receive even more value and fulfillment out of your business and life. And today's episode. I'm your host, nico van de Venne, confidant to successful CEOs, founders and entrepreneurs who are striving to achieve everlasting fulfillment. Welcome to the Everlasting Fulfillment Podcast with our next guest, dwight Heck. Give a Heck. Financial was founded by Dwight Heck, who started his lifestyle financial planning business 21 years ago while living paycheck to paycheck as a single dad five children. Like many of us, dwight didn't understand the rules of the money game. Using strategies, he learned to help himself With his mental roadblocks. He turned his life around and now teaches others to do the same. He turned his life around and now teaches others to do the same, which is how to live life on purpose and not by accident, dwight, welcome to the show.

Nico: 1:55

I am so happy to have you here, tell us who you are your other magic.

Dwight: 2:00

Yeah, thanks so much for having me on. This has been a little bit of a ping pong game getting actually to get together, so I'm excited that we get to finally converse. You know a little bit about myself. I won't take up the next hour, I'll try to keep it encapsulated.

Dwight: 2:20

I was born in a small farming community. I live in a city now of 1.5 million people, grew up in a farming community of like 12,000 people. Just like everybody in life, I grew up aspiring to want to do great things. Wasn't sure what that was. My dad was a very successful entrepreneur, owned a business for 30 plus years until he retired, closed it down. One of three youngest of three, two older sisters, you know started my first business when I was very young. And what was that? I was a paper boy and people. Well, that's not a business. Absolutely it is.

Dwight: 2:58

I had to get up. I had to deliver. I had to collect money. I had doors slammed in my face, people that didn't pay, rain, snow, sleet it didn't matter. I was out and about. I had to pay the paper company for my papers. I had to collect money. I'd have a bank account. I was 12.

Dwight: 3:17

I was an entrepreneur in some ways because I had to go knock on doors to get new clients. Why? Because I wanted to participate in this draw for this t-shirt or this radio or whatever the case may be. So you know, get up to my older years. I started my first. I was working for a company I went back to. I went to school, got my electronics engineering diploma, was working for a company, started doing their computer work on the side, opened a computer consulting company. In the process had to quit the job because I was getting too many clients the finance industry because a buddy called me up and said you know what? Your life's a shambles. You're a six figure earner. And he says you don't know where your next dime's going, or to even have that dime. And he says I think he'd be great in the financial services industry. And you know we should talk, but before we get you involved in that, we're going to help you. Right, and I had known this guy for a long time Now we've been friends over 37 years and he literally this story. The reason I tell it is to give people hope. I was stubborn, I thought I knew it all and you know, no, I'm going to stay in the consulting world. And blah, blah, blah.

Dwight: 4:44

Then I had some health issues and what the year? That 9-11 happened and I couldn't work for quite a few months and had specialists tell me I needed to get out of that high stress industry of consulting to corporations, governments and stuff in regards to IT and I had already closed my computer retail store down just because I was at one of those type A go, go, go. I see my dad do it. My dad didn't really enjoy the journey. He was a workaholic, love him, but he taught me that work ethic to learn behavior. So I ended up having health issues challenged to get in this industry and I went in one day in 2001.

Dwight: 5:24

I went in in about June, july, and I said, hey, I want to get into this industry. Talk to this guy's boss, right? He says what do I need? He gives me all the books. I take the books and I look at him and I said when can I write? He says, well, you can write every Monday. You got to pay Friday, but you're months away from that. I said no, I'm not. He laughed at me. I walked out.

Dwight: 5:46

I was divorced already. I had my kids for that week. So guess what I did? Blockbuster, tons of videos, right? Kids sitting on my lap, little kids, and I'm reading while they're popping, you know, getting up cooking for them, but otherwise I'm studying.

Dwight: 6:00

And my end of my week ended on a Sunday no-transcript. Up, puts his arm around me and says you know what things will be, okay, you can write again. Why do I have to write again? Well, when you feel you have to write again, I said I pulled it out and I held it up. I says passed and his jaw dropped. I was the first person in their offices across Canada that had ever done that.

Dwight: 6:49

I just and it wasn't because I was smarter than everybody else, I just wanted it. I wanted to change. I needed to pivot the journey of my life, to be around more for my kids, to see a different vision for myself, and it just was like an epiphany, right. And that's how I got involved in the financial services industry. Because I didn't understand money. I didn't understand the rules in a money game. Nobody had ever goal set with me. I didn't even know what goal setting was. I knew how to spell goal. I knew how to spell setting, but I didn't know how to goal set right. So that whole process of getting licensed and involved with a brokerage. That took education very serious and personal development started me on a process that is still working today.

Dwight: 7:36

That helps me get to a stage where I sit and I can empathize with people. I can help them understand the rules of the money game but, most importantly, I can help them understand that there's never too late for them to give a heck and move on with their lives. No matter what the age is, there's always hope for people. So one of the things I pride myself is in instilling hope, giving people faith that there can be a different tomorrow, even if it's a tornado their life right. Give them a starting point, an anchoring point to look for the future, that life can change, life can be better.

Dwight: 8:15

It is not as bad as it is in teaching and principles and processes to help their life side is my specialty. The lifestyle side and helping people has been a passion through my own personal development journey that knows if I don't help somebody get past their own six inches between their ears, no matter how much you help them goal set or finance set, you know, for living comfortable today, passing you know, with dignity, having a great estate plan if I don't help them live a better, intentional life. It all crashes down. I don't know what month it will be, but it's just been a process. You know, now in my 22nd year, at the end of the day, I just learned patterns of helping people become more successful and not looking to throw spaghetti at the wall, looking to help one family at a time, enjoy their journey and give them hope for a better tomorrow. Sorry, that was a little long.

Nico: 9:10

No, no, it's beautiful to understand your mission where it also comes from. So would you call yourself a high achiever?

Dwight: 9:21

depends what month what do I mean by?

Dwight: 9:26

that it's just being honest. Right, it depends what month, and here's what I mean by that. I ended up becoming a like getting divorced, but I ended up getting full-time custody of my kids. I had five kids and I was a single dad, having four of them live here full time and enjoying life and realizing that I needed to change and I was always missing the journey and I started taking every single summer off. So definition of high achiever high achiever to be with my family and enjoy their summers and their journey because they're not in school. I still dealt with my clients don't get me wrong but I didn't take any new business on and as my clientele got to know me, they knew they would get service in the summer but anything new I would still help them. Obviously I would never turn away helping somebody live a purposeful life, but I can't be a high achiever in the summer if I'm out on a lake in a boat or on a cabin that I rent or take my kids to the local park right.

Dwight: 10:32

When am I a high achiever? Well, right now I'm looking outside at the most giant snowflakes coming down. We've had probably an inch of snow in the last four or five hours. I live in Edmonton, alberta, canada. For those listening to your show you know the great white north. And in the wintertime, from about November till March, I'm the most high achiever, because I ain't going outside very often, so I spend more time inside, and so it depends what month is the answer. I'm going to give you A little long answer.

Nico: 11:04

It's really beautiful to hear that because it's the first time I actually hear somebody saying what I've been achieving myself. You know really designing that whole year around the different aspects of your life, not only your business, but also privately, what happens within your own household. You know what are the priorities now. My kids are in, they're doing their exams. You know their christmas exams right now. So I told my, my, my current customers. You know, every day, part of the day, the afternoon, I will be working from home. Are you okay with that? You know I, I'm still reachable. You know, whatever, whatever you need me, I'll be there.

Nico: 11:44

And, um, it's where I live in Belgium, is it's not working from home as something? It's a new concept. Basically, it's only really gone and and moved on from COVID when it. When COVID happened because it was forced. So still now there's a lot of companies that do not like it. You know they don't trust their employees for whatever reason might be. Basically, a lot of companies build a lot of buildings and they want to have employees in those buildings because they're paying rent anyway. That's one part, but on the other side, they also want to have their employees in front of them because they don't trust them.

Nico: 12:28

So that's a completely different mindset, you know, than where you're from and where a lot of people are from, from your, your side of the pond, um, but it's. It's arranging your life in different aspects and asking yourself you know, I want to achieve stuff. I want to. I want to clearly make a mission statement and adhere to that mission statement and make life better for other people.

Nico: 12:46

But still hold on, guys. I'm still available for my kids. I'm still available for those premium moments in life that you need to be, and I love that you're saying that, because there's a lot of high achievers out there who should realize that it's and it's basically this it's allowed to do that. You are allowed as high achiever to do that because you're running your business or you're working in an office and you're overachieving anyway. You're probably overachieving anyway. So you got some spare. Use the spare. You know every car these days doesn't not all the cars have a spare tire anymore, but they should. Actually, you could use the spare, you know, and swap it out sometimes. So, dwight, if you're, you know if we're talking about high achievers.

Nico: 13:38

Have you had experience with other high achievers who are completely different mindset and whom you helped change that mindset?

Dwight: 13:47

oh yeah, I've had, I've had high achievers that were basically miserable, that were having health issues, that were having relationship issues. They were having not just relationships with their family, with their careers. You can have a high achiever that doesn't have a business. They can be in a high achieving career. They're having problems, maybe their business owner. Communication breakdown happens at home. It happens at work because people that say, oh, I can disconnect and I never bring anything to work or anything home.

Dwight: 14:24

Quit shitting yourself right Sorry for the word but quit BSing yourself. You're not a person that is completely disconnected. It affects your significant others, it affects your friendships. It affects your life. If you're a church going, it affects your church community. It affects everything in your life. If you're a church going, it affects your church community. It affects everything in your life If you're a high achiever that just cannot disconnect and at the end of the day saying, oh, it's five o'clock, I'm leaving this at home.

Dwight: 14:53

That's not necessarily true. People are a facade. They present what they want you to see or interpret their lives to be. Now, if you're a student of human behavior and you can see there, you can understand body language, tonality, you can read between the lines. That is a real, actual thing people can do. You can learn how to read between the lines. You can listen to the words and understand what is going on and then ask the appropriate questions to drill down with those high achievers, to slow their life down, to find out what's important to them.

Dwight: 15:31

What's important to you, what? Why do you do what you do? Well for my family? Okay, tell me in the last year, what's the most exciting things you've done with your family? And a lot, lot of them are just like oh, we, we, we ran to, we went to a movie. When was that? Oh, three, four months ago. What else have you done? No, I've been too busy. Businesses, this, this and that. How old are your kids? Well, they're 12 and 15. What did you do five years? What's happened in the last five years? Had you ever gone on big family adventures, camping? It doesn't have to be expensive, people listening, it's time. It's time in the game, skin in the game with your family. And I just have those general conversations and I've had some high achievers that their health issues got better because now, all of a sudden, your blood pressure is not as high.

Dwight: 16:22

Maybe you have a little sleep to no sleep and you're drinking coffee or God forbid you're drinking energy drinks, consuming them two, three a day. I know people that have done that and it's just their heart rate, their blood pressure. They're always on edge. Now, all of a sudden, they're more relaxed. Is it a short process? Well, for some it might be. For others it could be a long process, because you're cracking a boulder and you got a little sledgehammer when really you need a jackhammer to break that boulder because they're a little bit tougher. So different people need different handholding, different love, language, communication, depending on who they are, because I'm not the same with every person, just like our fingerprint. We're all completely different.

Dwight: 17:08

So the high achievers that I've helped, it's made a difference in their life and really, at the end of the day, the difference between me and those high achievers I was at the starting block and I got up the journey. They're still at the starting block and I got up the journey. They're still at the starting block. The only difference is is I've paved the way for them to follow. Maybe not perfectly, I'm not saying my way I did, it was perfect but I have knowledge and experience that's created wisdom that now I can instill with them to help them ground themselves, to finally, for once, realize they can still be that high achiever. But they need that. We all have the same 168 hours in a week. They need to disconnect. They need to literally put on their schedule.

Dwight: 17:51

I did it for years and now my kids are older, but my one daughter, I did it for years. Every Friday afternoon every two weeks, pardon me every Friday afternoon I book off and I'd pick her up, we'd go out for some brunch, maybe pop in and see a movie, because we're movie buffs, or we just sit in a coffee shop for hours visiting, but guess what? The world was still revolving. Some places the sun was setting, other places the sun was rising and I was just in that world. I was in that journey and that's what I want to teach other people to do that you know, at the end of the day, all the money in the world, money can give you some happiness. It can't create memories, like people say. Well, I can take my family all to Hawaii for two weeks. I can create a memory, but your mind isn't there, your mind isn't in that holiday. I, but your mind isn't there, your mind isn't in that holiday.

Dwight: 18:43

I see that with high achievers they're on their phone. I've traveled with people before. Even when we're sitting, we're all around joking, laughing, high achievers having a cocktail, maybe somebody's just drinking coffee, whatever and they can't keep off their tablet, off their phone, and they're missing the networking connections and they're missing the unity of life, the journey, and it just drives me crazy. So I I really want to help people not be what. At one point in time I was. I was a high achiever that was disconnected, and the biggest change in my life was 2008, when I got full custody of my kids. It was just, it was a pivoting point. I can go for millions. Go for millions or I can go, for I can be a thousandaire or I can be a millionaire. I know more thousandaires that have comfortable lives and enjoy the journey than millionaires. Sadly, unfortunately, a lot of millionaire clients. Some of them are now enjoying their journey as high achievers, but when I first met some of them, they were just like oh my gosh, when do you breathe?

Nico: 19:50

Isn't that optional?

Dwight: 19:52

It's just optional for everybody. You don't have to breathe.

Nico: 19:58

Hopefully I didn't ask you your question. Yeah, absolutely, yeah, absolutely so. Basically, what I also understand and also believe is that there are indeed always you're in a certain position in your life and other people are where you used to be. I have the same experience when I have new leaders joining teams and so on, so you actually know a lot of stuff that they're going to go through. They're going to go through that in their own way, at their own speed, and so on. But the most important thing is that you know that they're going to probably walk into a wall and hit it pretty heavily and you're going to be the onlooker saying I had that, you know, I know that. Yeah, I know that, but you need that. You need to. You know, walk into that wall to learn what's going on.

Nico: 21:04

Now, if we look at what you do on a daily basis, what could be a couple of easy tricks or tips that you could give people that are listening today, who might be, you know, at the peak of their business? But they're saying what do I do with my money? You earn a lot, you're busy all the time and you're not spending. What should they be spending it on at that point. And when they relax, what should they be doing after that?

Dwight: 21:23

Well, that's a great question, because what should people be spending their money on? Is so personality driven right? Especially in my business, you're investing in so many different things like crypto. Whatever the case may be, it's all personality dependent on what a person's risk tolerance is. So a high achiever that has lots of money, he may have lots of money. He's made it the good old fashioned way of you know, brick and mortar, working hard. Maybe he's a franchise, could be franchisee owner. It doesn't matter what they do. It's personality driven to the extent to what are they willing to take a risk on.

Dwight: 22:15

So one high achiever might be like I've got all this extra money and I'm into real estate, I'm going to go into land banking, I'm going to go into REITs, I'm going to go into. They're going to invest their money different ways because they appreciate that Maybe that's a passion of theirs, a personal passion that's become now something that they can get into for their future because they have some excess assets they want to invest. But then that same person might not another person might be totally risk adverse that way and they just want to go into, you know, mutual funds because they're safe. Somebody's overlooking them. They're not a person that will go into stocks. And you know, because in the stock market two to 3% of people in the world actually make money. Most people don't even realize that, right? So maybe that person is a high achievers, more risk adverse, and he's he more risk adverse and he's he's not risk adverse, he's like he'll take all the risks. So he wants to go into, especially sector stocks. The other person goes in a mutual fund.

Dwight: 23:15

One person says no, I don't like either of them. I like the tangible dirt I can stand on. I'm buying real estate, right, I'm going to buy some rental properties. What's the answer to that? What's right or wrong? What makes your boat float? What is your personality saying to you? What have people told about you? If you're not sure, time for some personal development, right, time to reflect, time to learn how to do that stuff. And I'll sit and have conversations with them Again. Conversations release so much out of us. They release things, they give information that we're not even. Sometimes we'll be talking. I don't know if you've had an experience.

Nico: 23:58

You're saying something and you're actually hearing it and going, wow, I just said that my wife is saying it in another way, where she says I am always astonished at some point in the day what comes out of my mouth.

Dwight: 24:13

And it's not always a positive. But you know what Isn't that life? Yeah, it's like. We are not perfect. We're people that need to continually evolve and if we put our foot in our mouth, we're either going to do one of two things we're going to get a big glass of water to wash the sucker down because we don't. Our pride, our bad pride, because there's good pride and bad pride. Our bad pride can't make us accept that we said something that we shouldn't have said and acknowledge and apologize if apologies are needed, right, and just accepting or learning information. You know, there's another little side note.

Dwight: 24:52

I'll get back to what money should be spent on personally in a second, but on a side note, people will go and do things. They'll be excited about it and they do know their excitement starts them. The ignition it's like the initial when you start the fire and you got the paper or whatever and it starts. You got initially got lots of flames and all of a sudden it starts petering out, because that person doesn't realize they're going to continually feed themselves. They got to feed their brain, which is a giant computer, doesn't know the truth, between a difference between a part of me or truth and a lie. You have to feed it, you have to nurture it, you have to grow so that you continue to move forward in life. All the money in the world and a high achiever wanting to do stuff won't matter if they don't have some concrete ideas. What is their purpose in life? What are they looking to achieve? So again back to that. I work with that Like we need to figure that out, because if you don't, you're just going to be a high achiever the rest of your life and if you're still so focused on growing, you're not even thinking about what you should do with your money as a high achiever.

Dwight: 25:58

It's shocking how sometimes people will have a million, two million, even a couple hundred thousand dollars sitting in a bank account doing nothing. Maybe they have struggling family members, million, $2 million, even a couple hundred thousand dollars sitting in a bank account doing nothing. Right, maybe they have struggling family members, maybe their families are older, like mine, and their kids need help. Or maybe there's a business opportunity that they never thought about because their ears weren't attuned to wanting to grow, to stretch, to get out of that comfort zone so they could be in a coffee table conversation. They're not listening to people, they're not listening for cues. Oh, sally John, you just said something that's kind of interesting.

Dwight: 26:33

How does that work? Strike up conversation, sitting back worrying about your current business and how well it's doing. It's already doing well, but you're not expanding horizons, but dialing it back. I'm not telling people that they need to bring on more, because I'm telling you you should live a life of core values, of. For me, maybe it'll work for you faith, family work Guess what number three was? That was work. My faith, my family are more important.

Dwight: 27:04

So, as a high achiever, invest in things that are going to be creating your residual income. Maybe you can dial it back from your business. You don't have to worry so much about the income from that. Use that working income that you created, that capital, that asset, to create residual assets that are passive. Look for stuff like that right. Different investments. Like I said, you can get into REITs. You can get into dividend, stuff that'll pay out. There's different things you can do in life that maybe won't reap you the ROR like the rate of return that your business is, but it'll allow you to buy back some of your life so you can get back to having core values where you're living the journey, enjoying your life.

Dwight: 27:45

So on the last part of that question, sorry for the long answer what do you spend money on personally? You're spending money personally, not trying to impress others the Smiths or the Joneses next door. You're not looking to impress other people. You're looking to use your money on a personal thing, to to buy things that will create lasting memories, and it's not about spending a lot of money. It can be buying a, a dinghy with a couple paddles, a little boat, and you go out with your family at the local beach and you all jump in and you maybe have a, have a, something to drink or anything. You have a little picnic and you're out creating that memory. Maybe it's a big catamaran because you're extremely wealthy Well, whatever right. But you're buying in person, using your money on a personal basis, to always create memories with family and friends.

Dwight: 28:41

It may sound corny, but at the end of the day, I'm not going to be on my deathbed going geez, I'm a high achiever. I'm glad I missed these events. I'm glad I didn't go take summers off. I'm glad I didn't do this BS. I won't be that person and you don't want to be that person.

Dwight: 28:58

You want to be a person that use your assets in a great world to create some residual income to slow your life down. And a great world to create some residual income to slow your life down. Or, if you're not willing to do that, just look at how much money you have and maybe dial your business down. Maybe pass it on to maybe have a good employee. Maybe you've got a good somebody that you can and they can take over the reins. You don't have to sell your business. You don't have to do that.

Dwight: 29:23

Maybe your kids aren't old enough, don't want to take over your business, but again, hire have to do that. Maybe your kids aren't old enough, don't want to take over your business, but again, hire somebody to do it. Buy your time back. You can't buy more time, but you can buy your time instead of giving it, investing it to everything that's not about living life, the journey of it, because at the end of the day, I've got so many good memories of my life or with my family, and also I can look back and I can think of the negative ones, where I was a workaholic too. But I learned from it and I share those stories and I share the truth that never used to be a truth, because I'm not afraid to be vulnerable, to understand that some people high achievers, low achievers they need to know that somebody cares. Right, people don't care how much you know, they want to know how much you care. Is such a true statement. Long answer for two-part question.

Nico: 30:22

Well, I'm known for asking double-asked questions, so that's okay, expect to get a very clear answer. But you did questions, so that's okay, expect to get along a very clear answer. But you did mention something that that's close to my heart. Uh, honestly, because when you mentioned you know when the end of life is there, when you're on your deathbed and you look back at life, what do you see? And indeed it's one of the triggers that actually changed my life, because I did the steven covey seven habits training when I was in corporate. There's a lot of people who know that training. There's one, one exercise in there. You know, you experience your own, your own funeral. And then they asked the question so what would you hear from the people that are there and this and that, and and? The image I had at the time was a pretty miserable one, I must say. But because I changed my life thanks to that experience, I have a completely different experience now.

Nico: 31:13

If I would get run over tomorrow and spend those last moments with my family, I would explicitly say I have done what I wished that I would have done in any case, and I've got a beautiful backpack with a lot of different things in there, absolutely Like you said, the dark side and light side and the gray side, everything's there and that's the whole point, isn't it? You carry it with you, you learn from it and, if you can, you share it with the people who are around you. You've given some very good, very good and nice little. Actually, they're very simple tips, but they are very clear and I think for a lot of people they might be pretty big eye-openers. So, dwight, where can people get in touch with you? Because I can imagine that there might be a couple of them out there saying, oh, this guy knows his stuff, he's been doing it for so many years, had this and you know five kids and running the place it's. It's a challenge by itself. So where can people find you and how can they reach out to you?

Dwight: 32:14

The best way to reach out to me. I'm not going to rattle off emails, it's just one little simple thing. Remember heck, go to give a heckcom. Very simple, giveaheckcom. Very simple, just giveaheckcom is everything laid out there and there about my coaching, my financial practice and how I can educate people so you can live wherever. It doesn't matter where you are in the world. I have calls of people I can help you with. You know, we'll have an introductory call. You can book it on that site and we'll discuss how I can help you.

Dwight: 32:48

Yes, if you're not in Canada, where I live, you have to find the products and services from somebody else, but I'll take you through a process of discovering yourself, understanding what your goals are today, tomorrow, into retirement, into, you know, even estate planning. What are you doing to build your legacy? Right now? Creating a legacy is done while you're living. It's not well, you know people will look at something. Go. Well, look at the legacy that Dwight created.

Dwight: 33:23

I want them to talk about my living legacy, what I've done for community, for family, for church, for state right, whatever the case may be. I want them to understand and my website has that all you can also find out about my own podcast, give a Heck, which is not finance-based. It's based on showcasing great people in the world and what they're doing and what they're accomplishing. You know, at the end of the day, there's everything on there. Like I said, book a call, check me out, reach out to me. I'm easily accessible. I don't bite hard, right? You know, I might be a little bit grumpy one day because I only have one cup of coffee, I don't know. But I'll try my best. Just go to giveaheckcom.

Nico: 34:10

Thank you very much, dwight. Thank you for being on the show, thank you for your tips and for all the wisdom that you've been spreading today.

Dwight: 34:18

I appreciate you having me on. Thanks so much, brother.

Nico: 34:23

For the listeners. Thanks again for listening to the new podcast episode and remember to give us a five-star review, because the algorithms kind of help us, you know, reach a lot more people. Inspire more people that way, and share this, this episode, with one person that you think might need it or might think of it or might get inspired by it. Have a good one everybody. Bye-bye.